Rate & Terms

Rates, Fees & APR

Simple, Transparent & Designed For Your Convenience

We believe in complete transparency with no hidden charges.

Minimum Loan

₹ 5,000

Maximum Loan

₹ 1,00,000

Tenure

7 - 180 Days

Processing Fee

Up to 10%

Pre-closure

No Charges

Rate of Interest

Up to 1% / Day

APR

18% - 35%

Cheque Bounce

₹ 1,000

Rates, Fees & APR Examples

Transparent Pricing With No Hidden Charges

Annual Percentage Rate (APR) depends on your credit profile, income, repayment history, and loan amount. Customers with a stronger credit profile may qualify for more favorable terms.

33.6%

Fixed APR

Annual Percentage Rate

APR represents the total annual borrowing cost including interest, processing fees and applicable charges, helping customers compare loan products easily.

Representative Loan Example

Illustrative Calculation
Loan Amount
₹1,00,000
Loan Tenure
12 Months
Interest Rate
2% Per Month
Processing/Admin Fee
₹1,000
Amount Disbursed
₹99,000
Total Interest
₹13,472
This example is for illustration purposes only. Actual loan terms, APR, fees and repayment obligations may vary depending on customer eligibility and risk assessment.
Eligibility & Required Documents

Simple Criteria & Documents To Apply

Check your eligibility and keep the required documents ready for a faster loan approval process.

Eligibility Criteria

  • Indian Resident
  • Salaried Employee
  • Age 21 Years or Above
  • Active Savings Bank Account
  • Fair CIBIL Score
  • Regular Source of Income

Documents Required

  • Completed Loan Application Form
  • PAN Card
  • Aadhaar Card
  • Passport / Driving Licence / Voter ID
  • Utility Bills (Electricity, Water or Gas)
  • Last 3 Months Bank Statements
  • Last 6 Months Salary Slips